Tools and calculators for whole life planning
Estimate premiums, compare dividends, and model cash value growth with practical calculators.
18
Planning Tools
4.7/5
Tool Rating
22K+
Monthly Users
Instant Approval
No medical exam required
Practical tools for smart policy decisions
Use calculators and checklists built for real-world planning.
Quick Estimates
Generate a coverage estimate in minutes.
Scenario Modeling
Compare premium options and dividend assumptions.
Reliable Coverage
Plan policies with predictable outcomes.
Tool Support
Get guidance from advisors who use the same tools.
Coverage options built for Whole Life Tools
Choose the right policy structure to support your goals and timeline.
Premium Estimator
Estimate coverage costs based on age and health.
- Term vs whole life view
- Monthly and annual premium views
- Exportable results
Most Used
Cash Value Planner
Visualize cash value growth under different assumptions.
- Dividend scenario analysis
- Policy year comparisons
- Loan impact estimates
Coverage Comparator
Side-by-side evaluation of top carriers.
- Carrier insights
- Policy feature checklist
- Advisor notes
Get covered in three simple steps
1
Get a Quote
Answer a few questions about yourself and get instant quotes from top-rated insurers.
2
Choose Your Plan
Compare coverage options and select the policy that best fits your needs and budget.
3
Get Protected
Complete your application online and get approved. Your coverage can start today.
Tools
Best Whole Life Calculators to Use Right Now
A walkthrough of the metrics and inputs that matter most.
Insurance Basics
What is Whole Life Insurance?
Understand how permanent coverage works and why families use it for long-term protection.
Planning Guide
How Much Life Insurance Do I Need?
A practical coverage calculator to align protection with your family goals.
Need a custom whole life calculator?
We can help you model premiums, dividends, and cash value.
No Medical Exam
Instant Quotes
Fast Approval
A+ Rated